The Fund complements mainstream banking services and publicly funded business support by enabling people to access funding that they may need to start a new business or improve an existing business, and receive sufficient coaching or mentoring support to demonstrate the viability of their proposition to mainstream lenders.
Our rates are in line with the high street banks
Keeping up with Your Loan Repayments
There is now advice available for all individuals who take out loans that are regulated by the conumer credit act. The documents provided below are from the OFT who are our regulatory body. Should you fall behind on a loan or fail to make payments you need to be aware of the consequences of this. Also provided is a document provided by the OFT that relates to the Comsumer Ombudsman, this is for handling any complaints relating to a regulated agreement.
Arears_Advice.pdf Defaults.pdf
Acceptance of Terms
This is the document that you sign that commits you to engage with the fund on an appropriate basis. It seeks to avoid people wasting our resource
acceptance_of_terms_and_conditions.pdf
Book Keeping Service
This document details what can be expected as part of the book keeping service we offer.book_keeping_service.doc
Business Support
Support provided by our dedicated Mentors and Business Buddies.
Enterprise Finance Guarantee Scheme
The Enterprise Finance Guarantee is a guarantee facility for small businesses intended primarily to improve the availability of working capital through term loans and the consolidation of overdrafts. It will also support lending for business growth and development in cases where a sound proposition may otherwise be declined due to a lack of security.
Balloon Loan
Your business needs a smuch flexibility in cash, and you think that you will be cash rich towards the end of the loan, this product may be better suited to you.
Equity Funding
To allow cash strapped businesses to grow and expand without the burden of a loan.
Standard Loan
Our most popular loan. A standard interest bearing loan that only charges interest on the remining balance. No penalties for early repayment
Application form
All applications must be accompanied by a business plan. Return this completed application form together with your supporting documents to:
The Fund Director
Bradford Enterprise Fund
Devere House
Vicar Lane
Little Germany
BRADFORD
BD1 5AH
Credit Calculator
This loan calculator is a tool to show indicative monthly costs only, and is not an offer. For a valid quotation you must contact the Fund directly
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