Product Portfolio

 

Many ways to help

The Fund complements mainstream banking services and publicly funded business support by enabling people to access funding that they may need to start a new business or improve an existing business, and receive sufficient coaching or mentoring support to demonstrate the viability of their proposition to mainstream lenders.

Keeping up with Your Loan Repayments

There is now advice available for all individuals who take out loans that are regulated by the conumer credit act. The documents provided below are from the OFT who are our regulatory body. Should you fall behind on a loan or fail to make payments you need to be aware of the consequences of this. Also provided is a document provided by the OFT that relates to the Comsumer Ombudsman, this is for handling any complaints relating to a regulated agreement.

Arears_Advice.pdf Defaults.pdf

Acceptance of Terms

This is the document that you sign that commits you to engage with the fund on an appropriate basis. It seeks to avoid people wasting our resource

acceptance_of_terms_may_2010.pdf

Book Keeping Service

This document details what can be expected as part of the book keeping service we offer.

Book_Keeping_may_2010.pdf

Business Support

Support provided by our dedicated Mentors and Business Buddies.

Business_Support2_may_2010.pdf

Enterprise Finance Guarantee Scheme

The Enterprise Finance Guarantee is a guarantee facility for small businesses intended primarily to improve the availability of working capital through term loans and the consolidation of overdrafts. It will also support lending for business growth and development in cases where a sound proposition may otherwise be declined due to a lack of security.

EFGmay_2010.pdf

Balloon Loan

Your business needs a smuch flexibility in cash, and you think that you will be cash rich towards the end of the loan, this product may be better suited to you.

Balloon_Loan_may_2010.pdf

Equity Funding

To allow cash strapped businesses to grow and expand without the burden of a loan.

Equity_Funding_may_2010.pdf

Standard Loan

Our most popular loan. A standard interest bearing loan that only charges interest on the remaining balance. There are no penalties for early repayment.

standard_loan_may_2010.pdf

Application form

All applications must be accompanied by a business plan. Return this completed application form together with your supporting documents to:
The Fund Director
Bradford Enterprise Fund
Devere House
Vicar Lane
Little Germany
BRADFORD
BD1 5AH

BEF_A3_ApplicationForm.pdf

Credit Calculator

Loan Amount £
Loan Length in Months
Interest Rate
 
Monthly Payment £

This loan calculator is a tool to show indicative monthly costs only, and is not an offer. For a valid quotation you must contact the Fund directly

Case Studies