Our Loans

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Our Offer

Fixed rate loans – unsecured and secured loans for up to 100% of the funding need. Repayments are not affected by future interest rate changes.

Business face to face – impersonal letters and automated telephone services are not our style, all our clients have relationship managers who meet them regularly.

We are not algorithm driven – each client is recognised as an individual and their business is assessed in the same way.

Personal tailored service – loans available to all sectors that are designed to meet the needs of each client. 

Flexible terms – No early settlement fees and interest only periods available by negotiation.

Start Up Loans

Unsecured Loans £500 – £25,000 – 6.2% APR

Business Enterprise Fund are an official delivery partner for the Start Up Loans Company, a Government financed scheme designed to fund and mentor pre-start, start up and young businesses. Click here to find out more.

  • Terms up to 5 years, for businesses up to 24 months trading
  • Support on offer from experienced business mentors

Adrenaline International - Liversedge

Read Adrenaline International’s start-up story

BEF Business Loans

Unsecured Loans Up to £50,000

Terms up to 7 years, ideal for new or growing businesses to support working capital needs such as:

  • Growing debtors
  • Increasing work in progress
  • Supporting additional employee costs
  • IT infrastructure costs
Cross Lanes Organic Farm Shop - Barnard Castle

Find out how we helped Cross Lanes Organic Farm Shop grow

Secured Loans Up to £150,000

Terms up to 7 years, perfect for a business looking to purchase major assets such as:

  • Premises
  • Plant and machinery
  • Stock
  • Acquisitions
Steven Weston, Weston Handling Consultancy

Read how Stephen Weston benefited from a BEF loan