Secured Loans up to £100,000

Secured finance for businesses trading over 5 years

We serve established businesses with secured loans to assist them with growth, larger purchases and acquisitions.

  • Terms up to 15 years
  • Finance for premises, plant and machinery, stock and acquisitions
  • Can be tailored in conjunction with existing arrangements
  • Tangible security required

Our Offer

Flexible rates

Fixed or variable rate finance available for up to 100% of your funding requirement.

Business face to face

Impersonal letters and automated telephone services are not our style, all clients are connected with a member of our team.

We are not algorithm driven

Each client is recognised as an individual and their business is assessed in the same way.

Personal tailored service

Loans available to all sectors that are designed to meet the needs of each client.

Flexible terms

Interest-only periods available by negotiation.

Find support to help you through your application here

The Application Process

Follow these steps to apply. We’re here to help throughout the process.



Once you click Apply you’ll be asked to register for an account. Here you can track and update your application profile. If you’re an existing client you can log in and pick up where you left off.



This is where you explain the nuts and bolts of your business. Questions are straight forward and designed to help us understand your need.



We don’t rely on computer generated decisions! At this point you may be asked to shed light on some further details; your own Investment Manager will be in touch.



If your application is successful it’s go time! We’ll transfer funds to your account and you can put them to use right away. If you’re unsuccessful we endeavour to provide feedback and guidance to help you in going forward.

What our clients say

Our clients tell the story best, see how our loans helped them.

"The majority of funding from BEF has gone into increasing our sales stock, and this has already had a positive impact on car sales. We have seen a 40% increase on the same period last year"

BEF client Cross Lanes in Barnard Castle logo

“The loan has helped a great deal, for us, refinancing was the best way forward. David has been helpful and very supportive along the way. Now we can look ahead, there are lots of plans!”

JD Training Solutions Logo

“Moving into this office has given the business a new lease of life! With greater facilities, we now have the ability to expand and offer more courses than ever before."