Find the funding that fits your business

From first steps to growth, we back ambitious Northern businesses with fair, flexible finance.

Compare your options
Befund
Befund

Your business is unique. Your funding should be too.

Most banks and online lenders rely on rigid criteria or one-size-fits-all products. We’re different. As a not-for-profit lender born in the North, we offer fair, flexible finance designed around your goals, not someone else’s tick boxes.

Compare your options

Whatever stage you’re at, we’ve got funding designed to help you start, grow and thrive.

Not sure which loan fits? Talk to us before you apply
Start Up Loan £500 to £25k

For pre-starts and start-ups


  • Fund your launch or grow
  • Low interest rates
  • 1–5 year repayments
  • 12 months free mentoring
  • Government-backed support
Explore this loan
Small Business Loan Up to £250k

For larger growth projects


  • Fund your growth
  • Competitive interest rates
  • 1–5 year repayments
  • Dedicated support
  • Fast decisions, funds in weeks
Explore this loan

Regional funds: Northern Powerhouse Investment Fund II

NPIF II Smaller Loan £25k to £100k

For businesses in Yorkshire & The Humber


  • Fund your growth
  • Competitive interest rates
  • 1–5 year repayments
  • Dedicated Investment Manager
  • Fast decisions, funds in weeks
Explore this loan

What makes BEF different?

We back the North

Born here, based here, and focused on helping local businesses grow.

Real decisions, not algorithms

We look at the whole picture, not just your credit score.

Funding that gives back

As a not-for-profit, every repayment helps us support more businesses in the region.

Support that fits

Fast, flexible loans with clear terms and personal guidance.

Fair, flexible funding that puts your business, and the North, first.

Start your loan enquiry

Your next move starts here

The right loan is just a few questions away. Tell us about your business and we’ll match you with funding that fits.

Get started today