Funding that fits your business

From first steps to growth, we back ambitious Northern businesses with fair, flexible finance.

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Loan finder tool

Answer four simple questions. Find the right loan in under 60 seconds.

Business finance at a glance

Whatever stage you’re at, we’ve got funding designed to help you start, grow and thrive.

Still not sure? Talk to us before you apply
Start Up Loan £500 to £25k

For pre-starts and startups


  • Fund your launch or grow
  • Low interest rates
  • 1–5 year repayments
  • 12 months free mentoring
  • Government-backed support
Explore Start Up Loans
Small Business Loan Up to £250k

For larger growth projects


  • Fund your growth
  • Competitive interest rates
  • 1–5 year repayments
  • Dedicated support
  • Fast decisions, funds in weeks
Explore Small Business Loans

Northern Powerhouse Investment Fund II

NPIF II Smaller Loan £25k to £100k

For businesses in Yorkshire & The Humber


  • Fund your growth
  • Competitive interest rates
  • 1–5 year repayments
  • Dedicated Investment Manager
  • Fast decisions, funds in weeks
Explore NPIF II Smaller Loans

Refinancing: Break free from the spiral of debt

Refinance Loan Up to £150k

Give your business some breathing room.


  • Boost your cashflow, cut monthly costs
  • Escape from high-cost short-term loans
  • 5 year repayments
  • Dedicated Investment Manager
  • Fast decisions, funds in weeks
Explore Refinance Loans