Fair finance for businesses with potential
Startups, SMEs and social enterprises come to BEF for funding that helps them start, grow and safeguard jobs.
Backing ambition that drives change
Traditional lenders often say no to businesses without long trading histories, assets, or the 'right' postcode.
We're here to change that. We say yes.
For over 20 years, we've helped businesses across the North of England thrive by accessing finance they couldn't find elsewhere.
Finance should open doors, not close them
Talent and ambition exist everywhere. But opportunity doesn't.
That's why financial inclusion sits at the heart of what we do. We provide fair, accessible finance to people who often go overlooked by mainstream lenders.
Because when small businesses grow, they create jobs, support local supply chains, and help communities thrive.
That benefits everyone.
Proudly backing Northern business
Invested directly into small businesses
Generated for the region’s economy
Jobs created or safeguarded.
Clients supported and funded
Meet the people behind the mission
Real Northern success stories
See how we’re helping create jobs, fuel growth, and strengthen communities across the region.
Collaborating for greater impact
Collaboration is key. Our valued partnerships make what we do possible.
Get in touch