Finance to start, grow and strengthen your business
Tell us what you're looking to achieve and we'll help you find the right finance, from £500 to £250,000.
Funding built around your goals
Every business reaches a point where additional finance could help move things forward. Whether you're starting up, managing cash flow, investing for growth or refinancing existing borrowing, we'll help you find the right funding option.
What are you looking to achieve?
Turn your business idea into reality with funding to help cover the costs of starting and growing a new venture.
Create more flexibility for your business when costs arrive before customers pay or working capital is stretched.
Invest in equipment, stock, premises, people, technology or marketing to support your next stage of growth.
Explore whether a different funding solution could help your business manage existing borrowing more effectively.
Business finance with a personal approach
BEF is a not for profit lender providing fair, relationship led finance to ambitious businesses.
"Every loan we provide helps ambitious businesses take the next step while creating jobs, opportunity and long term economic value in the communities they serve."
- Doug Heseltine, Director of Investments
Ready to find the right finance?
Tell us what you're looking to achieve and we'll help you explore the options that fit your business.
Funding decisions made by people who understand business
Human judgement
We take the time to understand your plans, ambitions and circumstances.
Business focused
We look at the bigger picture, not just the numbers.
Personal support
You'll deal with experienced people who understand business.
Relationship led
We're here to support you throughout your funding journey.
Backing ambition at scale in 2025/26
Backed ambitious businesses
Added to the regional economy
Jobs created or protected
New UK founders backed
Where every funding conversation starts
Every year, our lending team supports founders, growing businesses and established companies looking to move forward. While every business is different, the strongest applications often start with three things:
- A clear plan
- A defined purpose for the funding
- Confidence in the next step they're trying to take
Whether you're launching a new venture, investing for growth, managing cash flow or refinancing existing borrowing, understanding your goals is the starting point for every funding conversation.
Business finance where you are
Helping ambitious businesses across Yorkshire and the Humber access the finance they need to move forward.
Through BEF North East, we're backing founders and growing businesses across the North East with fair, relationship led finance.
Through Business Finance North West, businesses across the North West can access finance designed to support growth and long term success.
Our regional teams combine local knowledge with fair, relationship led finance, helping ambitious businesses move forward with confidence.
Business finance FAQs
We're not a bank or a short term lender. We're a not-for-profit lender focused on helping businesses start, grow and move forward with confidence.
Better outcomes through partnership
We work with trusted partners across the business support community to help more businesses access the funding and support they need to succeed.