Loans to start, grow or steady your business
Borrow up to £250,000 with a partner that backs your ambition. Find the right loan for you in less than 60 seconds.
A better way to fund your business
Banks can feel rigid. Other lenders can move quickly, but decisions are often automated and lack flexibility.
We sit in a different place.
As a not for profit lender, we focus on what your business could become, not just what it looks like today. Every decision starts with understanding your plans, your challenges and your ambition.
Funding that fits your next move
Just getting started? Turn your idea into something real with funding and support from a partner that understands what it takes to get a business off the ground.
Ready to move your business forward? Flexible funding to support growth, manage cash flow or replace expensive short term debt.
Growing your business in Yorkshire and the Humber? Access regional funding designed to help you invest, expand and take your next step with confidence.
Which loan is best for you?
Find your loanWhy choose BEF over other lenders?
We look beyond the numbers
Some lenders rely on rigid criteria. We take time to understand your plans, your market and your ambition before making a decision.
We are fair by design
As a not for profit lender, we do not answer to shareholders. Our focus is simple. Helping your business move forward with funding that is right for you.
We make decisions with context
Some lenders prioritise speed, but decisions are often automated and lack real understanding. Every BEF decision is made by experienced people who see the bigger picture.
We invest in communities
Every repayment is reinvested to support more businesses, helping create jobs, growth and stronger local economies.
How BEF compares to other lenders
| BEF | Other lenders | |
|---|---|---|
| Decisions |
Decisions
Human judgement
|
Decisions
Automated scoring
|
| Flexibility |
Flexibility
Built around you
|
Flexibility
Fixed terms
|
| Support |
Support
Continuous & Personal
|
Support
Transactional
|
| Pricing |
Pricing
Fair pricing
|
Pricing
Headline rates
|
| Speed |
Speed
Fast with context
|
Speed
Fast decisions
|
| Focus |
Focus
Community impact
|
Focus
Shareholders
|
Real impact for businesses and communities
Invested in businesses like yours
Added to the regional economy
Jobs created or protected
New UK businesses backed
A fairer way to fund your business
We are not a bank. We are not a short term lender. We are a not-for-profit organisation built to support businesses like yours.