Loans to start, grow and move your business forward
Funding from £500 to £250,000, backed by people who take the time to understand your plans, not just your numbers.
Growing businesses Strengthening communities
Every loan delivered by BEF helps ambitious startups and businesses move forward while creating jobs, opportunity and long term impact in the communities they serve.
Why choose BEF?
People first
Real people, not automated decisions.
Bigger picture
We look beyond the numbers and your credit score.
Fair funding
Designed to help businesses move forward.
Community impact
Every repayment supports more businesses.
How funding with BEF works
Use our Loan Finder or speak to our team.
Your dedicated point of contact throughout the process.
We'll help shape the funding solution that best fits your business and goals.
Funding and ongoing support when you need it.
What does your business need?
Turn your business idea into reality with funding and support from day one.
Create breathing space and keep your business moving with confidence.
Invest in people, equipment, marketing or expansion.
Replace expensive short term borrowing with a more sustainable funding solution.
Funding built around your business
| BEF | Other lenders | |
|---|---|---|
| Decisions |
Decisions
Human judgement
|
Decisions
Automated scoring
|
| Approach |
Approach
Understands your plans
|
Approach
Focused on the numbers
|
| Support |
Support
Personal & ongoing
|
Support
Transactional
|
| Assessment |
Assessment
Bigger picture
|
Assessment
Led by criteria
|
| Pricing |
Pricing
Fair & transparent
|
Pricing
Headline rates
|
| Purpose |
Purpose
Help you start or grow
|
Purpose
Generate returns
|
| Impact |
Impact
Community focused
|
Impact
Shareholder focused
|
In the last 12 months
Invested in businesses like yours
Added to the regional economy
Jobs impacted
New UK founders backed
Things business owners ask us
We are not a bank. We are not a short term lender. We are a not-for-profit lender built to support businesses like yours.
Better outcomes through partnership
We work with trusted partners across the business support community to help more businesses access the funding and support they need to succeed.