Release your cashflow
Is expensive short-term borrowing holding your business back? Swap it for a BEF loan with up to 5-year terms and turn repayments into room to grow.

See how much cashflow you could release
Answer two quick questions and get an instant estimate. No credit checks. No commitment. Just a simple way to see what refinancing could do for your business.
Refinancing isn’t just about saving money, it’s about releasing cashflow
Even if the saving looks small on paper, it can still make a big difference:
- Less cash tied up in big monthly repayments
- One simple payment instead of juggling a few loans
- More room to plan, invest, and grow without the squeeze

Why businesses choose BEF?
We give you up to 5 years to repay: more time and less pressure than most lenders.
As a not-for-profit, we reinvest in businesses like yours, not shareholders.
With over 4,000 businesses already backed, we know how to help you release cashflow and move forward with confidence.
If expensive debt is holding you back, we can help you change that.
Ready to release your cashflow?
Start your refinance enquiry in minutes. Turn expensive short-term repayments into affordable monthly costs and free up cash to focus on growth.