Small business loans ripon

Flexible finance for businesses in Ripon.

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Flexible finance for businesses in ripon

Ripon, UK, is a charming town that seamlessly weaves history with a vibrant community spirit. Renowned for its stunning cathedral, one of the oldest in the country, Ripon invites you to explore its cobbled streets, where every turn reveals a blend of historic architecture and modern creativity.

Starting your own business in Ripon is exciting, but finding the money to get started can be tough. That's where Business Enterprise Fund (BEF) come in. Our loans are all about helping Ripon's businesses access the finance they need to grow and flourish.

How can my ripon business benefit from a BEF loan

Start-up costs and scaling up

Got a new business idea? Use the loan for starting out costs like getting licenses, permits, and buying your initial gear. Ready to make your business bigger or go into new areas? There’s money to support that move.

Property stuff

Whether you’re buying a new place for your business, fixing up your current one, or giving it a makeover, there’s cash for that.

Inventory

Need stuff to sell or materials to make your products? The loan can help buy all that.

Working capital

This is for the everyday money needs like paying your team, covering bills, and other regular costs.

Equipment and technology

If you need new machines, tools, or the latest tech to help your business grow, you can use the loan for that.

Marketing and advertising

Get the word out about your business and attract more customers with some marketing and ads.

You can use a business loan to support a wide range of business activities.

What business loans are available

We provide flexible finance to support the different business needs and stages of businesses in Ripon. So, no matter your sector, the size of your business or how long you’ve been trading, we have a loan that can be tailored to fit your needs.

Need less than £25k? Try a Start Up Loan
Small business loan Small business loan

For new and existing businesses with larger projects.


  • Competitive interest rates
  • Flexible repayment 1 to 5 years
  • Get funds within 2-3 weeks
  • Minimal setup fees
  • Minimal early repayment fees
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Small business loan NPIF II

Perfect for an entrepreneur wishing to start your own business, an early stage business, or more established small business looking to grow.


  • Drives sustainable economic growth
  • Provides diverse finance options
  • Supports businesses in the Humber and Yorkshire

Why choose BEF

Fair rates for Ripon

Our interest rates are set to match what's going on in Ripon, making it easier for businesses to grow without getting weighed down by costs.

Local help from local experts

We have people from the area who know all about the local business environment. They tailor our services to give you spot-on advice and solutions.

Fast loan approval

We get your loan sorted quickly so you can jump on opportunities or sort out problems without delay.

We get Ripon

Our loans are built to tackle the challenges businesses face right here, offering real help that makes a difference to local businesses and communities.

We have built our loans to fit your business needs, and to tackle the unique problems you might face in the area. See how our different approach can your business take off.

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What our clients say

Real experiences of businesses we've helped succeed.

    "Our partnership with BEF has been instrumental in realising our growth aspirations. This NPIF loan has empowered us to better serve our community and expand our horizons."

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    Tomas Oppedal

    "Working with NPIF II and BEF helped us access the finance we needed quickly to support our fast growth, and we are now looking to launch the app by the end of September."

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    David Bradley-Bowles

    How do i get started

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    1. Fill out enquiry form

    Complete our online enquiry form. It takes just a minute.

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    2. Submit the form

    This action sends your information directly to our investment team, who will begin reviewing your request.

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    3. Await contact

    A member of our investment team will get back to you within two working days.

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    4. Receive guidance on next steps

    They'll guide you on your next steps, including how to complete a full application.

    Your frequently asked questions

    Have questions? We have answers. If you don't see your question here then reach out to us via our contact page.

    Get in touch
    Is my business eligible?
    What can I use a BEF small business loan for?
    How long does an application take to be approved?
    Can I use a small business loan to start a new business?
    How do I apply for a small business loan from BEF?
    How do I grant permission for BEF to access my financial data using Open Banking?
    What is a personal guarantee?