BEF Business loans provide flexible unsecured or secured finance up to £250,000 and are ideally suited to businesses who are unable to access a government-backed Recovery loan (RLS).
A Business loan can be used for a wide range of purposes:
As an alternative lender to start-up and established businesses, we deliver flexible finance responsibly.
Our lending decisions are made by friendly, experienced and knowledgeable investment managers not algorithms. Apply for a loan.
For early resettlement fees, please refer to Section (4) Repayments of our Terms of Engagement.
To apply for a Business loan, simply complete our online application form. Once complete, a member of our investment team will respond within two working days.
Typically, the time from application to decision is 2-3 weeks. This is subject to the complexity of the loan and your timely submission of all required documentation. Your investment manager will be happy to discuss this in more detail. Apply now.
A Personal Guarantee is taken to back-up our loans. It is a legal promise that in the event the borrower company fails to make repayments of the loan, the lender can ask the guarantor to make payment on the borrower’s behalf.
For more information, please read our Personal Guarantee Notice.
Early repayment fees apply. Please refer to Section (4) Repayments of our Terms of Engagement.
Fixed or variable rate finance available for up to 100% of your funding requirement.
Impersonal letters and automated telephone services are not our style, all clients are connected with a member of our team.
Each client is recognised as an individual and their business is assessed in the same way.
Loans available to all sectors that are designed to meet the needs of each client.
Various repayment options available.
This is where you explain the nuts and bolts of your business. Questions are straight forward and designed to help us understand your need.
We don’t rely on computer generated decisions! At this point you may be asked to shed light on some further details; your own Investment Manager will be in touch.
If your application is successful it’s go time! We’ll transfer funds to your account and you can put them to use right away. If you’re unsuccessful we endeavour to provide feedback and guidance to help you in going forward.
"Thanks to the loan, we’re now able to implement our growth plan."
"Throughout our journey so far, we have turned to BEF first for our funding requirements."