
Funding that fits your business
Start or grow your business with up to £250,000, flexible terms and real people backing you. Find the best loan for you in three clicks.
We are a funding partner that grows with you.

Backing ambition. Funding potential.
We know starting or growing a business isn’t just about the numbers. That’s why we look beyond credit scores to back your ideas, your plans, and your potential.
As a not-for-profit lender born in the North, we offer fair, flexible finance and hands-on support to help ambitious businesses like yours thrive.
Finance that fits your business goals
Whatever you’re working on, the right loan can help you move forward:
✔ Keep your cash flow steady
✔ Hire and grow your team
✔ Launch new products or services
✔ Invest in tools, tech, or premises
✔ Expand into new markets
✔ Tackle the unexpected with confidence
For pre-starts and start-ups
- Fund your launch or grow
- Low interest rates
- 1–5 year repayments
- 12 months free mentoring
- Government-backed support
For larger growth projects
- Fund your growth
- Competitive interest rates
- 1–5 year repayments
- Dedicated support
- Fast decisions, funds in weeks
More than a bank. Backed by people.
We see your story, your potential, and your plans not just a credit score. With BEF, every decision is made by people who understand business, not by algorithms. That means fair consideration, clear terms, and support that lasts.
Our impact in the last 12 months:
Invested in businesses like yours
Added to the regional economy
Jobs created or protected
New UK businesses backed
Ready for your next move?
Let’s find the funding that fits with a team who listens, understands your business, and backs your goals.
We work better together
By partnering with trusted organisations, we reach more businesses and boost our impact where it matters most.
Get in touch