Our team

Business finance is personal. So is the way we lend. Behind every application, every conversation and every lending decision are people who understand business and understand that no two businesses are the same.

Find your finance
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Understanding the business behind the numbers

Our teams bring together experience in lending, finance, business and the communities we serve. They take the time to understand your business, your circumstances and what you're trying to achieve.

Because a business is more than a set of numbers. We believe the people making the lending decision should understand the people behind the business.

Meet our team

Board of Directors
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Stephen Waud Chief Executive
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Doug Heseltine Director of Investments
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Tim Hamilton Chair
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Alex Beardsley Director
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James Mason Director
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Katie Hurrell Director
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Laurence Beardmore Director
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Penny Hembrow Director
Start Up Loans
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Tim Burt Head of Start Up Loans
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Habib Karimi Start Up Loan Team Leader
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Jane Cusse Start Up Loan Team Leader
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Julie Micklethwaite Start Up Loan Manager
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Amber Kershaw Start Up Loan Manager
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Christian Elvidge Start Up Loan Manager
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Abigail Bickerdyke Start Up Loan Administrator
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Sanni Tait Start Up Loan Administrator
Yorkshire & The Humber
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Mark Iley Regional Director for Yorkshire and The Humber
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Chris Conroy Loan Manager
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Duane Walker Loan Manager
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Emma Bashforth Loan Manager
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Julie Oates Loan Manager
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Kelly Sharp Loan Manager
North East
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Lee Vickers Regional Director for the North East
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Anthony Nicholson Loan Manager
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Chris McGill Loan Manager
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Rowan Green Start Up Loan Manager
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Shannon Donaghy Start Up Loan Manager
North West
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Simon Truby Regional Director for the North West
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Ronnie Harris Loan Manager
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Mark Gibbons Loan Manager

Local teams

Bradford
Serving Yorkshire
Goole
Serving The Humber
Sunderland
Serving The North East
Preston
Serving The North West

Find funding for your business

Whether you're starting up, investing for growth, managing cash flow or refinancing existing borrowing, our Loan Finder will help you identify the funding options that best fit your plans.

Find your finance

See the impact of backing ambition

Discover how our funding has helped create jobs, support founders and generate lasting economic impact for businesses and communities across the North and beyond.

Download our latest Social Impact Report