About BEF

Since 2004, BEF has helped businesses across the North start, sustain and grow. Businesses are more than sets of numbers. That's why we take a different approach to business finance. We're a not-for-profit CDFI providing fair, relationship-led finance to businesses across the North.

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Finance with a purpose

BEF exists to help businesses access the finance they need to start, sustain and grow.

As a not-for-profit Community Development Finance Institution (CDFI), we believe fair finance can do more than support individual businesses. It can create jobs, open up opportunity and strengthen the communities and economies we serve.

That's why our purpose goes beyond lending.

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Why BEF takes a different approach

Getting business finance isn't always straightforward.

That's why we take a different approach. Our experienced teams use human judgement to understand your business, your circumstances and the wider context behind your application.

We believe a lending decision should be based on more than numbers alone.

Our impact since 2013

£ 129.5m

Invested directly into small businesses

£ 518m

Generated for the region's economy

17,610

Jobs created or safeguarded

5,809

Clients supported and funded

Meet our team

Meet the people delivering BEF's relationship-led approach across the North.

Meet our team

See our impact

Discover the difference our finance makes across the North.

See our impact