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This quick eligibility check helps us assess whether a Momentum Loan is suitable for your business and whether the repayments are likely to be affordable. It won't affect your credit score.

1. Is your business registered and actively trading in England or Wales? 
2. Does your business operate in gambling, adult entertainment or mining? 

Some sectors fall outside our lending criteria, so we check this upfront to save you time.

3. Do you currently have active CCJs, an IVA, or a bankruptcy? 

Applications with active credit issues are unlikely to proceed.

These are significant monthly commitments and must be fully affordable for your business.

You
borrow		Monthly
repayment		One-time
arrangement fee		Total
repayable
£250,000£6,214£11,250£383,090
£200,000£4,971£9,000£307,260
£150,000£3,728£6,750£230,430
£100,000£2,486£4,500£153,660
£75,000£1,864£3,375£115,215
4. Based on your current finances, would your business comfortably support repayments at this level? 

Use the table above to decide if these repayments are affordable for your business. If these repayments are not affordable, a Start Up Loan may be a more suitable option.

5. Are you willing to securely share your bank account information using Open Banking? 

Takes under 2 minutes. No impact on your credit score. Helps us assess your application quickly and fairly.