From the 6th April 2026 the Start Up Loans fixed interest rate for new applications is changing to 7.5%. Eligibility criteria for a first Start Up Loan is being extended to businesses that have been trading for up to 60 months.
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Start Up Loan Second Loan (startup) Small Business Loan Refinance Loan NPIF II Smaller Loan
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About Impact Blog
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Start Up Loan

Just getting started? A Start Up Loan can help you take that first big step with the funding and support to start or grow your business.

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Refinance Loan

Why let £1,000s slip away in costly repayments? Refinance your short-term debt into fair terms and keep more of your money working for your business.

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Khaleeqa Bostan

All articles Client Stories Podcast News BEF North East Funded Events Knowledge Hub
BEF North East Social enterprise bolsters presence in North East with new office and hot-desk offering
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The Business Enterprise Fund Sunderland Team
Podcast How to get a Start Up Loan with Amber and Habib
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Funded: Brilliant Entrepreneurs and Founders - How to get a Start Up Loan with Amber and Habib
Client Stories Six-figure backing from NPIF II to drive transformative growth for C80 Solutions
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Mark Heptonstall - C80 Group (Left) & Mark Iley - BEF (Right)
Client Stories Painting the path to success, AFL Decorating and Maintenance thrives with a Start Up Loan
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Shannon Donaghy, BEF (left) Zac Winter , AFL Decorating and Maintenance (right)
Podcast Making metalwork, advertising on Etsy, and building diverse income streams with blacksmith Ellie Barden
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News Seasons Greetings
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Podcast How to run brilliant fundraising events and grow a social enterprise with Rob Cairns, Fund A Fest
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News BEF closes in on almost £1m worth of deals through the Northern Powerhouse Investment Fund II
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Podcast A Wizard who turned down a Dragon: Ben Fry, The Potions Cauldron
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Client Stories Northampton-based The Neighbourhood barbershop cut above the rest thanks to £30k Start Up Loan
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Business & Enterprise Finance Ltd t/a Business Enterprise Fund is authorised and regulated by the Financial Conduct Authority, reference number 726237. BEF NE (2) Ltd is authorised and regulated by the Financial Conduct Authority, reference number 717726.

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