From the 6th April 2026 the Start Up Loans fixed interest rate for new applications is changing to 7.5%. Eligibility criteria for a first Start Up Loan is being extended to businesses that have been trading for up to 60 months.
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Our Loans
Start Up Loan Second Loan (startup) Small Business Loan Refinance Loan NPIF II Smaller Loan
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Yorkshire & the Humber North East North West
About Impact Blog
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Start Up Loan

Just getting started? A Start Up Loan can help you take that first big step with the funding and support to start or grow your business.

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Refinance Loan

Why let £1,000s slip away in costly repayments? Refinance your short-term debt into fair terms and keep more of your money working for your business.

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Insights & inspiration

All articles Client Stories Podcast News BEF North East Funded Events Knowledge Hub
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Client Stories Yorkshire Mushroom Emporium, Leeds-based Start Up Loan recipient
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News Business Enterprise Fund injects £50m worth of Start Up Loan funding to fuel small business growth across the North
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Funded Podcast Mi Box Live
Client Stories "Kids Played Maths for Two Hours on Christmas Morning": The Mi-box Live Story with Chris Withers
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Upcoming events and workshops

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Events Why the North East Is the Best Place to Start a Business – And It’s Time We Talk About It
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Kick Off Startup Awards North East 2025 with Biz 'N' Bait Read blog
Unlock Business Growth in 2025 with AD:VENTURE Workshops & Events Read blog

All blog posts

Podcast Combating isolation and changing parenthood with Mamma Social founder Kayleigh Laverick
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Funded: Brilliant Entrepreneurs and Founders
Client Stories Wellness Hub grows with £10,000 Start Up Loan funding from BEF
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Christian Elvidge from BEF and Connor Hampson from the Wellness Hub
Client Stories Yorkshire music store hits the right notes following Start Up Loan boost
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Two men playing guitars
BEF North East Social enterprise bolsters presence in North East with new office and hot-desk offering
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The Business Enterprise Fund Sunderland Team
News Small Business Finance Markets 2024/25
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Report cover for the Small Business Finance Markets 2024/25
Podcast How to get a Start Up Loan with Amber and Habib
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Funded: Brilliant Entrepreneurs and Founders - How to get a Start Up Loan with Amber and Habib
Client Stories Six-figure backing from NPIF II to drive transformative growth for C80 Solutions
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Mark Heptonstall - C80 Group (Left) & Mark Iley - BEF (Right)
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Business & Enterprise Finance Ltd t/a Business Enterprise Fund is authorised and regulated by the Financial Conduct Authority, reference number 726237. BEF NE (2) Ltd is authorised and regulated by the Financial Conduct Authority, reference number 717726.

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