More funding wins.
Get fast, flexible decisions from a lender that actually listens. We back brokers across the North to place more £25k–£250k deals even when banks and fintechs say no.

Why brokers choose BEF
Real decision-makers
Speak directly with the person assessing your deal. No faceless forms. No auto-rejections.
More approvals
We fund strong businesses that mainstream lenders overlook including complex cases.
Broker-focused support
We communicate clearly, handle your clients with care, and value long-term partnerships.
Simple process and efficient
From submission to payout, we move fast, usually within two weeks.
As a proud NACFB patron, BEF helps you say yes more often with real relationships, fast decisions, and funding that fits.
Start referring today
Who we fund
BEF provides Start Up Loans and Small Business Loans from £500 to £250,000 for businesses across all sectors.
We work with clients that:
- Need funding to start, scale or take the next big step
- Want a lender that looks beyond the numbers
- Value flexibility, speed and personal support
How it works
Complete the form below and we’ll introduce you to your dedicated Investment Manager.
Your Investment Manager personally assesses each deal and provides quick yes/no decisions.
We aim to complete deals within two weeks or less.
We pay broker fees promptly, no chasing required.

Success stories
Our funding has helped Northern SMEs:
- Launch new premises
- Expand teams
- Buy equipment
- Adapt post-COVID
- Enter new markets
13 years of funding that fuels growth
of client investment
Added to the regions economy
UK businesses created
UK jobs created or safeguarded
Meet our senior investment team





Need to sense-check a deal?
We’re here to answer questions, confirm criteria, and support you from first enquiry to approval.