More funding wins.

Get fast, flexible decisions from a lender that actually listens. We back brokers across the North to place more £25k–£250k deals even when banks and fintechs say no.

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From left to right: Simon Jackson, Steve Waud, Chris McGill, Shannon Donaghy, Anthony Nicholson, Claire Constable, Lee Vickers

Why brokers choose BEF

Real decision-makers

Speak directly with the person assessing your deal. No faceless forms. No auto-rejections.

More approvals

We fund strong businesses that mainstream lenders overlook including complex cases.

Broker-focused support

We communicate clearly, handle your clients with care, and value long-term partnerships.

Simple process and efficient

From submission to payout, we move fast, usually within two weeks.

As a proud NACFB patron, BEF helps you say yes more often with real relationships, fast decisions, and funding that fits.

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A man and a woman having a meeting

Who we fund

BEF provides Start Up Loans  and Small Business Loans from £500 to £250,000 for businesses across all sectors.

We work with clients that:

  • Need funding to start, scale or take the next big step
  • Want a lender that looks beyond the numbers
  • Value flexibility, speed and personal support
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How it works

1. Sign-up

Complete the form below and we’ll introduce you to your dedicated Investment Manager.

2. Submit cases

Your Investment Manager personally assesses each deal and provides quick yes/no decisions.

3. Get approvals

We aim to complete deals within two weeks or less.

4. Get paid

We pay broker fees promptly, no chasing required.

Our Investment Manager Habib Karimi with George and Joe of the Neighbourhood Barbershop

Success stories

Our funding has helped Northern SMEs:

  • Launch new premises
  • Expand teams
  • Buy equipment
  • Adapt post-COVID
  • Enter new markets
Read our latest success stories

13 years of funding that fuels growth

£ 151.3m

of client investment

£ 605.2m

Added to the regions economy

3,269

UK businesses created

22,706

UK jobs created or safeguarded

Meet our senior investment team

We have a team of regionally-based Investment Managers ready to back your deals.
Befund
Doug Heseltine Yorkshire & Humber
Befund
Lee Vickers North East
Befund
Mark Iley Yorkshire & Humber
Befund
Simon Truby North West
Befund
Tim Burt Start Up Loans

Need to sense-check a deal?

We’re here to answer questions, confirm criteria, and support you from first enquiry to approval.

Email us directly
What types of businesses do you fund?
Do you specialise in certain sectors?
What loan sizes do you offer?
Will I deal directly with a decision-maker?
Will I have a dedicated point of contact?
How do you handle client communication?
How are you different from banks or fintech lenders?

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