Business finance for Yorkshire and the Humber
Helping our region reimagine itself and face the future with confidence.
Keeping Yorkshire's entrepreneurs riding high
Fair, flexible finance for startups and SMEs in Leeds, Bradford, Sheffield, Hull, York, Doncaster, Rotherham, Wakefield, Barnsley, Halifax, Huddersfield, Scunthorpe, Grimsby, and beyond.
We're proud to back a region with such rich economic heritage. With offices in Bradford and Goole, we're intimately connected to Yorkshire's business community. Trust us for impartial, expert advice rooted in practical local knowledge and experience.
What can BEF do for you?
Startup entrepreneurs and SME owners come to us for tailored finance at every stage of their business journey:
- Start Up Loans help young organisations make the best first impression
- Second Loans let startups access additional funds and grow faster
- Small Business Loans are for established businesses looking to protect their operations
- Refinance Loans consolidate costly short-term debt into one monthly repayment
- NPIF II Smaller Loans are designed to support eligible Yorkshire businesses throughout their lifecycle
Why do businesses choose BEF?
Local expertise
A strong local presence means we understand the challenges Yorkshire businesses face.
Personal support
People, not algorithms, make our decisions. Get one-to-one guidance from real experts.
Clear, fair lending
No hidden fees. Straightforward criteria. Funding that's built around your business.
Mission-driven impact
As a not-for-profit lender, your success helps support more local entrepreneurs.