Running a business often means cash flow is tight or growth feels out of reach. At BEF, we provide fair, affordable Small Business Loans from £25,000–£250,000 to help SMEs in the North invest with confidence.

Our loans cost less than short-term finance. Instead of £5,000–£10,000 a month, BEF spreads repayments fairly so your cash flow can breathe and your business can grow.

Explore loan amounts below and see how much you could save compared to short-term lenders.

• £25,000 → £621/month
• £50,000 → £1,243/month
• £75,000 → £1,864/month
• £100,000 → £2,486/month
• £150,000 → £3,728/month
• £200,000 → £4,971/month
• £250,000 → £6,214/month

Illustrative only. Actual repayments depend on your business and application.

You may be a good fit if you can tick these boxes:

✅ Trading for at least 12 months
✅ Business based in the North
✅ Need £25,000–£250,000
✅ Funds will be used for working capital or growth
✅ Directors willing to provide a personal guarantee (for limited companies)
✅ Able to share recent accounts, management information, and Open Banking access