Small business loans liverpool
Flexible finance for businesses in Liverpool and Merseyside.


From maritime heritage to modern innovation hub
Liverpool, known for its rich maritime history and cultural heritage, is transforming into a hub for innovation and entrepreneurship, creating new business opportunities. However, small businesses and start-ups often struggle to secure funding due to strict lender requirements and regional disparities.
That’s where BEF comes in. We offer flexible finance to help businesses in Liverpool start, grow, and thrive, with personalized solutions up to £250,000 tailored to your specific needs.
What business loans are available
Kickstart your start-up business.
- A 6% fixed interest rate
- Flexible repayment 1 to 5 years
- Up to 4 partners or directors
- No arrangement fees
- No early repayment fees
For growth and development projects.
- Drives sustainable economic growth
- Provides diverse finance options
- Covers all regions in the North
- Supports businesses in Yorkshire and Humber
For growing businesses.
- Competitive interest rates
- Flexible repayment 1 to 5 years
- Get funds within 2-3 weeks
- Minimal setup fees
- Minimal early repayment fees
We provide flexible finance to support different business needs and stages. So, no matter your sector, the size of your business or how long you’ve been trading, we have a loan that can be tailored to fit your needs.
EnquireHow do i get started

Complete our online enquiry form. It takes just a minute.

This action sends your information directly to our investment team, who will begin reviewing your request.

A member of our investment team will get back to you within two working days.

They'll guide you on your next steps, including how to complete a full application.
Why choose BEF
Fair rates for Liverpool and Merseyside
Our interest rates are set to match what's going on in Liverpool, making it easier for businesses to grow without getting weighed down by costs.
Local help from local experts
We have people from the area who know all about the local business environment. They tailor our services to give you spot-on advice and solutions.
Fast loan approval
We get your loan sorted quickly so you can jump on opportunities or sort out problems without delay.
We get Liverpool and Merseyside
Our loans are built to tackle the challenges businesses face right here, offering real help that makes a difference to local businesses and communities.
We have built our loans to fit your business needs, and to tackle the unique problems you might face in the area. See how our different approach can your business take off.
EnquireYour frequently asked questions
Have questions? We have answers. If you don't see your question here then reach out to us via our contact page.