Small business loans manchester
Flexible finance for businesses in Manchester.


From textile hub to north west's dynamic powerhouse
Manchester, once the heart of the textile industry and a cornerstone of manufacturing, is now leading a dynamic transformation in the North West of England.
This shift is injecting new vitality into Manchester's economy, creating a plethora of opportunities for businesses. The environment is becoming increasingly conducive for start-ups and SMEs, driving economic growth and diversification in the region.
What business loans are available
We provide flexible finance to support different business needs and stages. So, no matter your sector, the size of your business or how long you’ve been trading, we have a loan that can be tailored to fit your needs.
Kickstart your start-up business.
- A 6% fixed interest rate
- Flexible repayment 1 to 5 years
- Up to 4 partners or directors
- No arrangement fees
- No early repayment fees
For growing businesses.
- Competitive interest rates
- Flexible repayment 1 to 5 years
- Get funds within 2-3 weeks
- Minimal setup fees
- Minimal early repayment fees

Overcoming funding challenges
It's no secret that small businesses and start-ups across Manchester find it difficult to access the funding they need to start or grow. Many are unable to meet the strict borrowing requirements of traditional lenders or overcome regional disparities, sector bias, systemic inequalities.
That's where BEF comes in. We help the region's business start, grow, and flourish with flexible finance. Whatever your needs, we can provide personalised financial solutions up to £250,000 that meet your specific business needs.
Why choose BEF
Fair rates for Manchester
Our interest rates are set to match what's going on in the Manchester, making it easier for businesses to grow without getting weighed down by costs.
Local help from local experts
We have people from the area who know all about the local business environment. They tailor our services to give you spot-on advice and solutions.
Fast loan approval
We get your loan sorted quickly so you can jump on opportunities or sort out problems without delay.
We get Manchester
Our loans are built to tackle the challenges businesses face right here, offering real help that makes a difference to local businesses and communities.
We have built our loans to fit your business needs, and to tackle the unique problems you might face in the area. See how our different approach can your business take off.
Enquire
Flexible finance for businesses in manchester
Manchester, once the heart of the textile industry and a cornerstone of manufacturing, is now leading a dynamic transformation in the North West of England. This shift is injecting new vitality into Manchester's economy, creating a plethora of opportunities for businesses.
The environment is becoming increasingly conducive for start-ups and SMEs, driving economic growth and diversification in the region.
How do i get started

Complete our online enquiry form. It takes just a minute.

This action sends your information directly to our investment team, who will begin reviewing your request.

A member of our investment team will get back to you within two working days.

They'll guide you on your next steps, including how to complete a full application.
Your frequently asked questions
Have questions? We have answers. If you don't see your question here then reach out to us via our contact page.