Small business loans Leeds

Championing small businesses in Leeds with flexible finance up to £250k.

Get started
Befund
Befund

Flexible finance for businesses in Leeds

Leeds is a vibrant metropolis that seamlessly blends tradition with cutting-edge innovation. Renowned for its rich industrial heritage, this dynamic city boasts a skyline filled with stunning architecture, from historic mills to contemporary masterpieces.

Starting or expanding your business in Leeds is exciting, but securing the necessary funding can be challenging. That’s where we come in. Our tailored loans are designed to help Leeds businesses access the finance they need to grow and thrive.

How can my Leeds business use a business loan

Working capital

This is for the everyday money needs like paying your team, covering bills, and other regular costs.

Start-up costs

Got a new business idea? Use the loan for starting out costs like getting licenses, permits, and buying your initial gear.

Scaling up

Ready to make your business bigger or go into new areas? There’s money to support that move.

Stock

Need stuff to sell or materials to make your products? The loan can help buy all that.

Technology

If you need new machines, tools, or the latest tech to help your business grow, you can use the loan for that.

Property

Whether you’re buying a new place for your business, fixing up your current one, or giving it a makeover, there’s cash for that.

You can use a business loan to support a wide range of business activities.

What business loans are available in Leeds

We support the different business needs and stages of businesses in Leeds. So, no matter your sector, the size of your business or how long you’ve been trading, we have a loan that can be tailored to fit your needs.

If you want to borrow up to £25,000 and haven’t started trading or have been trading for less than 36 months, a Start Up Loan could be a better option.

Learn more about a Start Up Loan
Small business loan Small business loan

For new and existing businesses with larger projects.


  • Competitive interest rates
  • Flexible repayment 1 to 5 years
  • Get funds within 2-3 weeks
  • Minimal setup fees
  • Minimal early repayment fees
Learn more
Small business loan NPIF II

Perfect for an entrepreneur wishing to start your own business, an early stage business, or more established small business looking to grow.


  • Drives sustainable economic growth
  • Provides diverse finance options
  • Supports businesses in the Humber and Yorkshire
Learn more

Why choose BEF

Fair rates for Leeds

Our interest rates are set to match what's going on in Leeds, making it easier for businesses to grow without getting weighed down by costs.

Local help from local experts

Our team is made up of local experts who understand the business landscape in Leeds. We tailor our services to provide you with the most relevant advice and solutions for your business.

Fast loan approval

We get your loan sorted quickly so you can jump on opportunities or sort out problems without delay.

We understand Leeds

Our loans address the challenges that local businesses face, providing real support that makes a meaningful impact on businesses and communities in the region.

We’ve designed our loans to meet the specific needs of your business, addressing the unique challenges you may encounter. Discover how our innovative approach can help your business start, grow, and thrive.

Get started

What our clients say

We measure our success by the achievements of the businesses we support. Here’s what some of our clients have to say about their journey with us.

    "The BEF funding has allowed us to fast-track the development of our passive homes, and we are thrilled to see our vision becoming a reality. We’ve already seen a tremendous impact, from the creation of jobs to the sustainable living solutions we are providing for families."

    Befund

    Pure Haus

    "Our partnership with BEF has been instrumental in realising our growth aspirations. This NPIF loan has empowered us to better serve our community and expand our horizons."

    Befund

    The Eye Store

    Your frequently asked questions

    Have questions? We have answers. If you don't see your question here then reach out to us via our contact page.

    Get in touch
    Is my business eligible?
    What can I use a BEF small business loan for?
    How long does an application take to be approved?
    Can I use a small business loan to start a new business?
    How do I apply for a small business loan from BEF?
    How do I grant permission for BEF to access my financial data using Open Banking?
    What is a personal guarantee?

    How do I get started

    Befund
    1. Fill out enquiry form

    Complete our online enquiry form. It takes just a minute.

    Befund
    2. Submit the form

    By submitting, your information goes directly to our investment experts for review. Enable Open Banking for a faster loan decision, without the hassle of extensive paperwork.

    Befund
    3. Await contact

    A member of our investment team will get back to you within two working days.

    Befund
    4. Receive guidance on next steps

    They'll guide you on your next steps, including how to complete a full application.