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Yes. Start Up Loans are designed for people who are pre-start or trading for less than three years. If you’re just getting started, this could be the right route for you.

It depends on two things: how long you’ve been trading and how much you need to borrow:

• Less than 3 years trading and up to £25,000 → Start Up Loan
• 1+ year trading and more than £25,000 → Small Business Loan

Not sure? Use the enquiry form and we’ll guide you.

With a Start Up Loan, you can borrow up to £25,000. If you’ve been trading for more than a year and need over £25,000, you may be eligible for a Small Business Loan.

Yes, but don’t worry if you haven’t written one before. We provide free templates and guidance to help you put together a plan that works for your business.

Once you’ve made an enquiry, we’ll connect you with the right person and you’ll hear back within two working days.