Coronavirus (COVID-19) Support for Businesses
Flexible unsecured loans up to £250,000

Flexible finance for businesses of all ages

We offer flexible secured and unsecured finance that can be tailored to support your business needs. We lend up to £250,000 unsecured for businesses in the North of England that make a difference through social or economic impact.

Eligibility for unsecured loans up to £250,000 is subject to full due diligence and would need to meet our lending criteria. 

Typical features of a qualifying business applying for this higher amount would include most of the following:

✓ An established and profitable business with an increasing net worth
✓ Operating on a B2B basis
✓ Management accounts produced at least on a quarterly basis
✓ Experienced owners / directors with good credit and personal asset positions
✓ Operating a clean bank account with low business debt
✓ Can demonstrate job creation as a result of the lending

  • Terms up to 10 years
  • Finance for cash flow, asset purchase, and business growth and development
  • Flexible rates, set up and early repayment fees
  • Personal guarantees required

Our Offer

Flexible rates, set up and early repayment fees

Fixed or variable rate finance available for up to 100% of your funding requirement.

Business with a human touch

Impersonal letters and automated telephone services are not our style, all clients are connected with a member of our team.

We are not algorithm driven

Each client is recognised as an individual and their business is assessed in the same way.

Personal tailored service

Loans available to all sectors that are designed to meet the needs of each client.

Flexible terms up to 10 years

Interest-only repayment available.

Find support to help you through your application here

The Application Process

Follow these steps to apply. We’re here to help throughout the process.



Once you click Apply you’ll be asked to register for an account. Here you can track and update your application profile. If you’re an existing client you can log in and pick up where you left off.



This is where you explain the nuts and bolts of your business. Questions are straight forward and designed to help us understand your need.



We don’t rely on computer generated decisions! At this point you may be asked to shed light on some further details; your own Investment Manager will be in touch.



If your application is successful it’s go time! We’ll transfer funds to your account and you can put them to use right away. If you’re unsuccessful we endeavour to provide feedback and guidance to help you in going forward.

What our clients say

Our clients tell the story best, see how our loans helped them.

Business Enterprise Fund client Performance Glass Processing Logo

“BEF gave us the confidence to start up Performance Glass Processing. They really liked our business plan”

Everybody's Social Guiseley Logo

"BEF helped us secure the vital funds needed to make a successful business"

"This loan was instrumental to taking our manufacturing process to the next level"