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Unsecured loans up to £100,000

Unsecured finance for businesses of all ages

Exclusive to BEF, Expand loans provide flexible unsecured finance up to £100,000 and are ideally suited to businesses who are unable to access a Recovery loan.

An Expand loan can be used for a wide range of purposes:

  • Boost your cashflow
  • Purchase equipment
  • Purchase stock
  • Marketing
  • Business growth

As alternative lender to start-up and established businesses, we deliver flexible finance responsibly.

Our lending decisions are made by friendly, experienced and knowledgable investment managers not algorithms.

Apply for an Expand loan now

For early resettlement fees, please refer to Section (4) Repayments of our Terms of Engagement.

  • Borrow up to £100,000 within the NPIF region
  • Borrow up to £50,000 outside the NPIF region
  • Terms up to 5 years
  • Flexible rates, set up and early repayment fees
  • Personal guarantees required

Our Offer

Flexible rates, set up and repayment fees

Fixed or variable rate finance available for up to 100% of your funding requirement.

Business with a human touch

Impersonal letters and automated telephone services are not our style, all clients are connected with a member of our team.

We are not algorithm driven

Each client is recognised as an individual and their business is assessed in the same way.

Personal tailored service

Loans available to all sectors that are designed to meet the needs of each client.

Flexible terms up to 5 years

Various repayment options available.

Find support to help you through your application here

The Application Process

Follow these steps to apply. We’re here to help throughout the process.



This is where you explain the nuts and bolts of your business. Questions are straight forward and designed to help us understand your need.



We don’t rely on computer generated decisions! At this point you may be asked to shed light on some further details; your own Investment Manager will be in touch.



If your application is successful it’s go time! We’ll transfer funds to your account and you can put them to use right away. If you’re unsuccessful we endeavour to provide feedback and guidance to help you in going forward.

What our clients say

Our clients tell the story best, see how our loans helped them.

"Thanks to the loan, we’re now able to implement our growth plan."

"The support from BEF has enabled us to revamp the deli and maintain our outstanding reputation. Mark and the team were so friendly and helped us through the process every step of the way."

"Throughout our journey so far, we have turned to BEF first for our funding requirements."