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Unsecured loans up to £100,000

Unsecured finance for businesses of all ages

Exclusive to BEF, Expand loans provide flexible unsecured finance up to £100,000 and are ideally suited to businesses who are unable to access a Recovery loan.

An Expand loan can be used for a wide range of purposes:

  • Boost your cashflow
  • Purchase equipment
  • Purchase stock
  • Marketing
  • Business growth

As alternative lender to start-up and established businesses, we deliver flexible finance responsibly.

Our lending decisions are made by friendly, experienced and knowledgeable investment managers not algorithms. Apply for a loan.

For early resettlement fees, please refer to Section (4) Repayments of our Terms of Engagement.

Frequently Asked Questions

Can I get an Expand loan if I already have a Bounce Back loan?

Yes, you can. This loan is ideally suited to businesses with Bounce Back loans that require additional funding up to £50,000. Apply for a loan now.

Please note that we are not a delivery partner for the Bounce Back Loan Scheme.

Can I get a Expand loan if I am unable to secure a Recovery loan?

Yes, you can. Apply for a loan now.

Please note that we are not a delivery partner for the Recovery Loan Scheme.

Can I get an Expand loan if I don't have a Recovery Back loan?

Yes, you can. Apply for a loan now.

What is a Personal Guarantee?

A Personal Guarantee is taken to back-up our loans. It is a legal promise that in the event the borrower company fails to make repayments of the loan, the lender can ask the guarantor to make payment on the borrower’s behalf.

For more information, please read our Personal Guarantee Notice.

What are the early repayment charges?

Early repayment fees apply. Please refer to Section (6) Repayments of our Terms of Engagement.

Our Offer

Flexible rates, set up and repayment fees

Fixed or variable rate finance available for up to 100% of your funding requirement.

Business with a human touch

Impersonal letters and automated telephone services are not our style, all clients are connected with a member of our team.

We are not algorithm driven

Each client is recognised as an individual and their business is assessed in the same way.

Personal tailored service

Loans available to all sectors that are designed to meet the needs of each client.

Flexible terms up to 5 years

Various repayment options available.

Find support to help you through your application here

The Application Process

Follow these steps to apply. We’re here to help throughout the process.



This is where you explain the nuts and bolts of your business. Questions are straight forward and designed to help us understand your need.



We don’t rely on computer generated decisions! At this point you may be asked to shed light on some further details; your own Investment Manager will be in touch.



If your application is successful it’s go time! We’ll transfer funds to your account and you can put them to use right away. If you’re unsuccessful we endeavour to provide feedback and guidance to help you in going forward.

What our clients say

Our clients tell the story best, see how our loans helped them.

"Thanks to the loan, we’re now able to implement our growth plan."

"Throughout our journey so far, we have turned to BEF first for our funding requirements."