Small Business Loans
Looking for a small business loan? Whether you need working capital, funding for growth or a way to refinance expensive short term debt, finding the right finance can feel overwhelming. Answer four quick questions and we'll point you towards the funding option that best fits your business.
Not Sure Which Business Loan You Need?
Most businesses start with a simple question:
"What funding is actually right for me?"
The answer depends on where your business is today and what you're looking to achieve.
You may be:
- Starting a new business
- Looking for working capital
- Investing in growth
- Hiring staff
- Buying equipment
- Expanding into new markets
- Refinancing expensive short term debt
Our Business Loan Finder helps you quickly identify the funding route that could be right for your business.
Common Funding Routes
Starting a Business
If you're launching a new business or have been trading for less than five years, a government backed Start Up Loan could help you get moving with confidence.
Loans from £500 to £25,000 per founder
Growing an established business
If you're already trading and looking to invest in growth, working capital or refinance expensive debt, a Momentum Loan could help your business move forward.
Loans up to £250,000
Yorkshire & Humber Businesses
Businesses based in Yorkshire and the Humber may also be eligible for NPIF II funding.
Loans from £25,000 to £100,000
Why Businesses Choose BEF
A Different Approach to Business Finance
Many businesses assume that funding decisions are made solely on credit scores and computer generated decisions.
We take the time to understand your business, your ambitions and your plans for growth.
As a not for profit lender, our focus is helping businesses move forward through fair, responsible finance.
We are not just here to provide funding. We are here to be a long term financial partner.
Frequently asked questions
Looking for funding?
If you've already received funding, visit our support centre for help with your loan. We'll guide you to the right support team, whether you have a Start Up Loan, an Enterprise Loan or a loan managed directly by BEF.
Use the Business Loan FinderHave questions?
Whether you're starting a business, planning for growth, or looking to refinance expensive short term debt, we'll help you understand your options and find the right funding solution for your needs.
Speak to our team