social impact report & annual statement
Short-term unsecured loans up to £100,000

Short term finance for businesses of all ages

We lend up to £100,000 unsecured for businesses in the North of England that need a short-term cash injection to help with cash flow, asset purchase, or business growth and development.

  • Terms up to 12 months
  • Monthly repayments of 2% (interest only)
  • 4% set up and early settlement fees
  • Personal guarantees required

Low set up and early repayment fees

Only 4% set up and early settlement fees.

Business with a human touch

Impersonal letters and automated telephone services are not our style, all clients are connected with a member of our team.

We are not algorithm driven

Each client is recognised as an individual and their business is assessed in the same way.

Personal tailored service

Loans available to all sectors that are designed to meet the needs of each client.

Simple terms up to 12 months

Interest-only repayment.

Find support to help you through your application here

The Application Process

1

Register

Once you click Apply you’ll be asked to register for an account. Here you can track and update your application profile. If you’re an existing client you can log in and pick up where you left off.

2

Application

This is where you explain the nuts and bolts of your business. Questions are straight forward and designed to help us understand your need.

3

Finalise

We don’t rely on computer generated decisions! At this point you may be asked to shed light on some further details; your own Investment Manager will be in touch.

4

Go!

If your application is successful it’s go time! We’ll transfer funds to your account and you can put them to use right away. If you’re unsuccessful we endeavour to provide feedback and guidance to help you in going forward.

What our clients say

What our clients say

"Thanks to the loan, we’re now able to implement our growth plan."

"The support from BEF has enabled us to revamp the deli and maintain our outstanding reputation. Mark and the team were so friendly and helped us through the process every step of the way."

"Throughout our journey so far, we have turned to BEF first for our funding requirements."