Start up Loans

Unsecured Loans £500 – £25,000 – 6% Fixed

Government backed loans for businesses trading less than 2 years

Business Enterprise Fund is an official delivery partner for the Start Up Loans Company, a Government backed scheme designed for young businesses that are starting up and growing. Apply Now.

  • Terms up to 5 years, for businesses up to 24 months trading
  • The average loan amount is £7,200
  • Support on offer from experienced business mentors
  • Personal loans for business use

Our Offer

Fixed rate Start Up Loans

Finance available for up to 100% of the funding need. Repayments on all our loans are unaffected by interest rate changes.

Business face to face

Impersonal letters and automated telephone services are not our style, all clients are connected with a member of our team.

We are not algorithm driven

Each client is recognised as an individual and their business is assessed in the same way.

Personal tailored service

Loans available to all sectors that are designed to meet the needs of each client.

Flexible terms

Interest-only periods available by negotiation.

Find support to help you through your application here

The application process

Follow these steps to apply. We’re here to help throughout the process.

Please complete your application on the Start Up Loans website

Following a quick eligibility check, you will be asked to register your personal details, complete a credit check, and submit your business information and supporting documents. Once completed, one of our Investment Managers will review your application.

Need help with your application? Contact our Investment Management team

Apply Now

What our clients say

Our clients tell the story best, see how Start Up Loans helped them.

Chique photography logo

“We were put in touch with Julie from BEF. She was absolutely brilliant and gave us all the help and advice we needed”

“The shop needed a lot of work to complete it so I used my own savings to get it just right. I then used BEF’s funding to help fill it with stock.”

“We'd like to say a huge thank you for all the support we've received from everyone involved in maketing Spark:York happen.”