Backing North East businesses

Whether you're just starting out or ready to grow, we provide flexible loans, local insight, and personal support to help your business thrive.

Not sure where to start? Talk to us

Why BEF North East?

We understand your challenges and your ambition.

Banks and online lenders can miss the bigger picture. We're different. BEF North East helps businesses like yours move forward with funding that fits.

Loans from £500 to £250k
Fixed, fair rates
Fast decisions, often within 2 weeks
One-to-one support from local experts
We reinvest in the North East, not shareholders

Finance that fits your business goals

Use your loan to:

✔ Keep cash flowing
✔ Hire and grow your team
✔ Launch new products or services
✔ Buy stock, equipment or tech
✔ Expand your space
✔ Manage the unexpected

Looking for guidance? Get in touch

Start Up Loan £500 to £25k

Start or grow your business

Repay over 1 – 5 years
6% fixed interest rate
No setup fee
No early repayment fee
12 months free mentoring
Get funds in 3-8 weeks

Explore this loan

Small Business Loan Up to £250k

For larger growth projects

Repay over 1 – 5 years
13% + base interest rate
4% setup fee
Low early repayment fee
Support that stays with you
Get funds in 2 weeks or less

Explore this loan

Which loan is right for you?

Start Up Loan

For businesses trading less than 36 months

Up to £25,000 per founder (max 4)
12 months of free mentoring
Fixed 6% interest, no setup or early repayment fees

Best if you're:

Starting from scratch
In your first few years of trading
Looking for hands-on support

Start your Start Up Loan application

Small Business Loan
For new or established businesses of any age

 Borrow up to £250,000
Tailored support from a local investment manager
Funds in as little as 2 weeks

Best if you're:

Ready to grow or scale up
Need more than £25,000
Want a fast, flexible funding solution

Start your Small Business Loan enquiry

What our clients say

We’ve supported thousands of businesses. Here’s how that support made a difference.

“This investment from BEF is a game changer for us. It will allow us to reach even more mums across the UK, expand our team, and enhance the support we offer. We’re incredibly excited about the future and grateful for the opportunity to make an even bigger impact in the lives of mothers.”

Kayleigh Laverick

Mamma Social

“The Start Up Loan from BEF was a game-changer for me, allowing me to transform my vision of owning my own salon into reality and create a space that not only stands out aesthetically, but also embodies the values of community and inclusivity.”

Sara Razzaq

Nova Salon

"The £70k loan from BEF and Ceniarth has allowed for product manufacturing and marketing activities; without this money and the support from my investment manager Antony, this wasn’t going to be possible."

Chris Withers

Mi-BoxLive

"Thanks to BEF and NPIF, we’ve been able to develop this industry-revolutionising technology, powered by our decades of conveyancing experience."

Ruth Beeton

Home Sale Pack

Meet your North East team

We’re based in the North East and understand your challenges. Whether starting or growing, we’re here with funding and local support to move you forward.