From the 6th April 2026 the Start Up Loans fixed interest rate for new applications is changing to 7.5%. Eligibility criteria for a first Start Up Loan is being extended to businesses that have been trading for up to 60 months.
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Start Up Loan Second Loan (startup) Small Business Loan Refinance Loan NPIF II Smaller Loan
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Start Up Loan

Just getting started? A Start Up Loan can help you take that first big step with the funding and support to start or grow your business.

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Refinance Loan

Why let £1,000s slip away in costly repayments? Refinance your short-term debt into fair terms and keep more of your money working for your business.

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Insights & inspiration

All articles Client Stories Podcast News BEF North East Funded Events Knowledge Hub
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Client Stories Northern Powerhouse Investment Fund II completes first deal in Hull and East Yorkshire
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Client Stories BEF Supports Sustainable Housebuilder in Leeds
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BEF North East BEF Backs Mamma Social’s Growth
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Upcoming events and workshops

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Events Why the North East Is the Best Place to Start a Business – And It’s Time We Talk About It
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Kick Off Startup Awards North East 2025 with Biz 'N' Bait Read blog
Unlock Business Growth in 2025 with AD:VENTURE Workshops & Events Read blog

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BEF North East Beautician defies odds and opens inclusive salon following Start Up Loan boost
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Client Stories British Business Bank's Start Up Loans programme reveals its 2024 ambassador for the North East
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Client Stories Greater Manchester Business Receives BEF Funding to Transform Women's Hair Loss Journeys
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Client Stories Danelaw Coffee, has achieved significant growth following funding from the Start Up Loans programme
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Danelaw Coffee, has achieved significant growth following funding from the Start Up Loans programme
BEF North East Former teacher launches sports-based game to shake up maths learning
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News Launch of the Northern Powerhouse Investment Fund II provides £660m boost for small businesses
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News Registrations for The Northern Max Accelerator are open.
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Business & Enterprise Finance Ltd t/a Business Enterprise Fund is authorised and regulated by the Financial Conduct Authority, reference number 726237. BEF NE (2) Ltd is authorised and regulated by the Financial Conduct Authority, reference number 717726.

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