Small Business Loans in the North East, up to £250k
Flexible finance to help growing SMEs in Newcastle, Sunderland, Durham and across the region invest and expand.
Business loans across the North East
The North East is thriving with new ideas from Newcastle’s digital firms to Sunderland’s manufacturers and Durham’s independents.
But growth needs capital. SMEs from Berwick to Blyth, South Shields to Middlesbrough are turning to BEF for flexible Small Business Loans up to £250,000.
We support businesses across every sector.
Funding for growing businesses
Our Small Business Loans give established SMEs the capital to hire, expand and invest with confidence.
If you’ve been trading for under 3 years and need less than £25,000, a government-backed Start Up Loan may be a better fit.
Funding for growing businesses
- Borrow up to £250,000
- Competitive interest rates
- Flexible terms from 1 to 5 years
- Fast decisions (typically 2–3 weeks)
- Minimal fees and no hidden charges
Why choose BEF North East
Fair rates for the North East
Reflecting local business realities.
Local experts
Our Investment Managers live and work here, with insight into Newcastle, Sunderland, Durham, Teesside and beyond.
Quick turnaround
We help you secure funds within weeks, not months.
Support that goes further
We tailor finance to your needs, not a one-size-fits-all model.
Our loans are built for North East businesses. Fair, flexible and guided by local experts who understand your challenges and are here to back your growth with confidence.
Start your loan enquirySuccess stories
North East businesses we’ve backed.
“This investment from BEF is a game changer for us. It will allow us to reach even more mums across the UK, expand our team, and enhance the support we offer. We’re incredibly excited about the future and grateful for the opportunity to make an even bigger impact in the lives of mothers.”
Kayleigh Laverick
Mamma Social"The £70k loan from BEF and Ceniarth has allowed for product manufacturing and marketing activities; without this money and the support from my investment manager Antony, this wasn’t going to be possible."
Chris Withers
MiBox-Live“The Start Up Loan from BEF was a game-changer for me, allowing me to transform my vision of owning my own salon into reality and create a space that not only stands out aesthetically, but also embodies the values of community and inclusivity.”
Sara Razzaq
Nova SalonWhat can you use a Small Business Loan for
Smooth cash flow and cover everyday costs
Staff, stock, or premises.
From machinery to software
Reach more customers and grow brand visibility.
Launch new products or enter new markets.
We support businesses across every sector from retail and hospitality to manufacturing, professional services, tech and beyond.
How it works
Tell us about your business and funding needs in two minutes.
Work with our team to shape the right solution.
Clear terms, tailored to your goals.
Most businesses get a decision and funding within two weeks.
Your questions answered
Everything you need to know to enquire with confidence If you don’t see your answer here, our team’s just a message away.