Pre-Eligibility Check

Continue only if the statements below apply to your business. Please answer honestly to avoid delays later in the process.

Befund

Please answer honestly

This helps us give you the right outcome as quickly as possible.

1. Is your business registered and actively trading in England or Wales? 
2. Does your business operate in gambling, adult entertainment or mining? 

Some sectors fall outside our lending criteria, so we check this upfront to save you time.

3. Do you currently have active CCJs, an IVA, or a bankruptcy? 

Applications with active credit issues are unlikely to proceed.

These are significant monthly commitments and must be fully affordable for your business.

You
borrow		Monthly
repayment		One-time
arrangement fee		Total
repayable
£250,000£6,214£11,250£383,090
£200,000£4,971£9,000£307,260
£150,000£3,728£6,750£230,430
£100,000£2,486£4,500£153,660
£75,000£1,864£3,375£115,215
4. Based on your current finances, would your business comfortably support repayments at this level? 

Use the table above to decide if these repayments are affordable for your business. If these repayments are not affordable, a Start Up Loan may be a more suitable option.

5. Are you willing to securely share your bank account information using Open Banking? 

Takes under 2 minutes. No impact on your credit score. Helps us assess your application quickly and fairly.