Business loans in the North East
Funding that helps local businesses start, grow, and thrive.
Why work with us
BEF North East is not here for shareholders. We’re here for you.
As a community lender, our focus is simple, helping North East businesses like yours start, grow, and thrive.
- Local decisions made with your business at heart
- Funding that sparks jobs, growth, and resilience
- Support from people who know the North East economy inside out
- A partner who values your potential, not just your credit score
Finance that fuels your growth
Put your loan to work where it matters most:
✔ Keep cash flowing smoothly
✔ Build your team and grow jobs
✔ Launch new products or services
✔ Invest in stock, equipment, or tech
✔ Expand into bigger, better spaces
✔ Stay resilient when the unexpected happens
Start Up Loan
£500 to £25k
Start or grow your business
- Repay over 1–5 years
- 6% fixed interest rate
- No setup fee
- No early repayment fee
- 12 months free mentoring
- Get funds in 3-8 weeks
Small Business Loan
Up to £250k
For larger growth projects
- Repay over 1–5 years
- Competitive rates
- 4% setup fee
- Low early repayment fee
- Support that stays with you
- Get funds in 2 weeks or less
What our clients say
We’ve supported hundreds of businesses. Here’s how that support made a difference.
“This investment from BEF is a game changer for us. It will allow us to reach even more mums across the UK, expand our team, and enhance the support we offer. We’re incredibly excited about the future and grateful for the opportunity to make an even bigger impact in the lives of mothers.”
Kayleigh Laverick
Mamma Social“The Start Up Loan from BEF was a game-changer for me, allowing me to transform my vision of owning my own salon into reality and create a space that not only stands out aesthetically, but also embodies the values of community and inclusivity.”
Sara Razzaq
Nova Salon"The £70k loan from BEF and Ceniarth has allowed for product manufacturing and marketing activities; without this money and the support from my investment manager Antony, this wasn’t going to be possible."
Chris Withers
Mi-BoxLive"Thanks to BEF and NPIF, we’ve been able to develop this industry-revolutionising technology, powered by our decades of conveyancing experience."
Ruth Beeton
Home Sale PackMeet your North East team
Backing North East businesses with local funding and support.
Lee Vickers
Business Loans
Antony Nicholson
Business Loans
Chris McGill
Business Loans
Shannon Donaghy
Start Up Loans
Our directors are committed to backing businesses and communities across the North East.
Stephen Waud
CEO
Simon Jackson
Director of Investments
Funding questions? Start here.
We’ve helped hundreds of businesses apply with confidence. Find answers to the most common questions and take your next step with clarity.
Who is eligible for a BEF loan?
Who is eligible for a BEF North East loan?
Can I get a business loan if I have bad credit?
How quickly can I get funding?
Do I need collateral to apply?
What is the difference between a Start Up Loan and a Small Business Loan?
What can I use the loan for?
What support do I get alongside the loan?
Find funding that fits
Get the right support for your next step. Speak with a local expert who understands your business and your goals.
