social impact report & annual statement

Three ways to finance your small business

Start or grow your business. Finance for your business needs; cashflow, restocking, equipment upgrades, hiring new staff, or advancing your business. Apply online today.

Start Up Loan

£500 - £25k

Start or grow your business

  • For business trading up to 36 months
  • Terms up to 5 years
  • Fixed interest rate of 6% per annum
Find out more

Small Business Loan

Up to £250k

Grow your business

  • For businesses of all ages
  • Terms up to 5 years
  • Flexible rates available
Find out more

NPIF II Smaller Loans

£25k - £100k

Start or grow your business

  • For new and growing businesses
  • Terms up to 5 years
  • Flexible rates available
Find out more

Finance for good

Small businesses across the North use flexible finance from BEF to start up, scale up and thrive. Empowered businesses lead to empowered communities. That's why we champion small businesses.

Finance that power possibilities

Our tailored solutions unlock access to finance to support your business needs; cashflow, restocking, equipment upgrades, hiring new staff, or advancing your business.

Submit an enquiry

Small businesses, big impact

As a Community Development Finance Institution (CDFI), we place a special focus on supporting underserved business owners and communities. Last year, we invested £16 million into businesses, added £64 million to the economy, and helped 750 businesses. That included 396 new UK businesses.

Boosting businesses and communities

Altogether, we've supported over 5,000 businesses and helped create or safeguard over 13,000 jobs. As a not-for-profit social enterprise, every bit of our profit is reinvested to stimulate economic growth and create jobs.

Read our latest Social Impact Report

Latest News

See what we’re up to and read our client’s stories