From the 6th April 2026 the Start Up Loans fixed interest rate for new applications is changing to 7.5%. Eligibility criteria for a first Start Up Loan is being extended to businesses that have been trading for up to 60 months.
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Start Up Loan Second Loan (startup) Small Business Loan Refinance Loan NPIF II Smaller Loan
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About Impact Blog
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Start Up Loan

Just getting started? A Start Up Loan can help you take that first big step with the funding and support to start or grow your business.

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Refinance Loan

Why let £1,000s slip away in costly repayments? Refinance your short-term debt into fair terms and keep more of your money working for your business.

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Khaleeqa Bostan

All articles Client Stories Podcast News BEF North East Funded Events Knowledge Hub
Client Stories Grimsby children’s role play centre launches with Start Up Loans support
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Client Stories Wool and truly thriving: How a Start Up Loan helped Pretty Knits Wool Shop flourish
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Client Stories Pioneering new men’s fertility support platform boosted by Start Up Loan
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News FPC Gold Award for BEF recognises best supplier payment practice
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How to Escape the High Interest Business Loan Trap with SME Champion Steve Waud
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Knowledge Hub The real cost of short-term loans (and how to escape them)
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Client Stories Westholme secures a five-figure Start Up Loan to launch thriving holiday let in Swaledale
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Knowledge Hub Why refinancing could be the smartest move your business makes
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Knowledge Hub How to break free from expensive short-term debt
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News British Business Bank reaches £2.5bn lending milestone for its Growth Guarantee Scheme
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Business & Enterprise Finance Ltd t/a Business Enterprise Fund is authorised and regulated by the Financial Conduct Authority, reference number 726237. BEF NE (2) Ltd is authorised and regulated by the Financial Conduct Authority, reference number 717726.

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