From the 6th April 2026 the Start Up Loans fixed interest rate for new applications is changing to 7.5%. Eligibility criteria for a first Start Up Loan is being extended to businesses that have been trading for up to 60 months.
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Start Up Loan Second Loan (startup) Small Business Loan Refinance Loan NPIF II Smaller Loan
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About Impact Blog
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Start Up Loan

Just getting started? A Start Up Loan can help you take that first big step with the funding and support to start or grow your business.

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Refinance Loan

Why let £1,000s slip away in costly repayments? Refinance your short-term debt into fair terms and keep more of your money working for your business.

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Insights & inspiration

All articles Client Stories Podcast News BEF North East Funded Events Knowledge Hub
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Knowledge Hub Are Small Business Loans Secured or Unsecured?
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Knowledge Hub How Big is a Small Business Loan? - Borrow £500 to £250K
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Podcast How to run brilliant fundraising events and grow a social enterprise with Rob Cairns, Fund A Fest
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Upcoming events and workshops

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Events Why the North East Is the Best Place to Start a Business – And It’s Time We Talk About It
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Kick Off Startup Awards North East 2025 with Biz 'N' Bait Read blog
Unlock Business Growth in 2025 with AD:VENTURE Workshops & Events Read blog

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News BEF closes in on almost £1m worth of deals through the Northern Powerhouse Investment Fund II
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Podcast A Wizard who turned down a Dragon: Ben Fry, The Potions Cauldron
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Podcast Selling handmade walking sticks worldwide from York with Lyndsay Watterson
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News Double boost for small business finance: £150m and £4m initiatives will drive inclusive growth across UK
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Client Stories Northampton-based The Neighbourhood barbershop cut above the rest thanks to £30k Start Up Loan
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Client Stories Claro Hill Vets secure £90,000 NPIF II Investment to drive growth, create jobs, and expand cutting-edge animal care in North Yorkshire
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Client Stories Hull-based locksmith J O’Neill & Co secures £60,000 NPIF II investment to expand services and create six new jobs.
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Business & Enterprise Finance Ltd t/a Business Enterprise Fund is authorised and regulated by the Financial Conduct Authority, reference number 726237. BEF NE (2) Ltd is authorised and regulated by the Financial Conduct Authority, reference number 717726.

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