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Small Business Loans Cheshire

Flexible finance for businesses in Cheshire

Nestled in the heart of England, Cheshire is a land steeped in history and tradition. Once renowned for its rural landscapes and agricultural heritage, Cheshire now stands at the forefront of a remarkable evolution. This picturesque county, with its quaint villages and bustling towns, is undergoing a dynamic transformation.

As the winds of change sweep through the region, Cheshire is emerging as a hub of innovation and opportunity. The traditional industries that once defined its economy are giving way to new ventures and possibilities. Start-ups and small to medium-sized enterprises (SMEs) are finding fertile ground here, driving forward economic growth and diversification.

It's no secret that small businesses and start-ups across Cheshire find it difficult to access the funding they need to start or grow. Many are unable to meet the strict borrowing requirements of traditional lenders or overcome regional disparities, sector bias, systemic inequalities.

That's where BEF comes in. We help the region's business start, grow, and flourish with flexible finance. Whatever your needs, we can provide personalised financial solutions up to £250,000 that meet your specific business needs.

What business loans are available?

We provide flexible finance to support different business needs and stages:

So, no matter your sector, the size of your business or how long you’ve been trading, we have a loan that can be tailored to fit your needs.

Our Investment Team is here to help.

Why choose BEF?

We have built our loans to fit your business needs, and to tackle the unique problems you might face in the area. See how our different approach can your business take off:

  • Fair rates for Cheshire: Our interest rates are set to match what's going on in the Cheshire, making it easier for businesses to grow without getting weighed down by costs.
  • Local help from local experts: We have people from the area who know all about the local business environment. They tailor our services to give you spot-on advice and solutions.
  • Fast loan approval: We get your loan sorted quickly so you can jump on opportunities or sort out problems without delay.
  • We get Cheshire: Our loans are built to tackle the challenges businesses face right here, offering real help that makes a difference to local businesses and communities.

How do I get started?

To apply for a Business loan, simply complete our online enquiry form. It takes a minute to complete.

After you've finished, a member of our investment team will get back to you within two working days. They'll guide you on what to do next, including how to fill out a full application.

FAQs

Of course, you might have some questions. Here are some of the most common ones we get about our loans for Cheshire. If you have more questions, feel free to get in touch with us.

How can I use a BEF business loan?

You can use our business loans to support a wide range of business activities:

  • Start-up costs: Got a new business idea? Use the loan for starting out costs like getting licenses, permits, and buying your initial gear.
  • Property stuff: Whether you’re buying a new place for your business, fixing up your current one, or giving it a makeover, there’s cash for that.
  • Inventory: Need stuff to sell or materials to make your products? The loan can help buy all that.
  • Working capital: This is for the everyday money needs like paying your team, covering bills, and other regular costs.
  • Equipment and technology: If you need new machines, tools, or the latest tech to help your business grow, you can use the loan for that.
  • Marketing and advertising: Get the word out about your business and attract more customers with some marketing and ads.
  • Scaling up: Ready to make your business bigger or go into new areas? There’s money to support that move.
Is my business eligible for a loan?

To be eligible for a loan from us, you must:

  • Be at least 18 years old
  • Want to borrow at least £500
  • Need the money for business, not personal reasons
  • Be a sole trader, partner or director and authorised to borrow on behalf of your business.
What financial support is available for start-ups in Cheshire?

We provide Start Up Loans for businesses located in Cheshire. These loans, supported by the government, offer the chance to borrow up to £25,000 at a reduced interest rate. Additionally, they include several other advantages designed specifically for your needs. Find out more >

How long does it take for a loan to be delivered?

Usually, our team of Investment Managers will help you finish everything up within three weeks after you apply.

Do you use Open Banking?

We use Open Banking to help us make a decision to lend. To fast track a decision, you must grant access to your financial data using our Open Banking portal: https://connect.consents.online/BEFcommercial.

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